Personal Financial Planning

VSL can advise you on all the important aspects of personal financial planning, including:

 

Life and Protection Planning

Savings & Investments

Retirement Planning

Will & Estate Planning

Cash Flow Modelling

---

We will work with you to determine your requirements and give advice appropriate to your needs in these areas. VSL provides financial advisory services to clients from all backgrounds and walks of life. We offer to review all aspects of a client’s financial planning and will provide an overview of all your options.

VSL is fully independent, and provides unbiased advice based on products from the whole of the market in many areas. We can meet you in your home, at your place of work or at the VSL office in Leeds as you wish.

---

We will take you through the following steps to help you get the most from your investment:

• Initial consultation – Discover the services VSL offers and how much these might cost, and you then decide whether the VSL offering meets your needs
• Fact-finding – we gather information on your current financial circumstances, your plans and ambitions and the level of risk you are prepared to take with any investment
  Research – we examine the entire marketplace with a view to identifying the best providers and products to meet the goals and aspirations identified earlier
  Presentation – we provide a comprehensive Suitability Report informing you of what we believe are the best providers and products to move your plans forward, and why these are the best options. You will be provided with comprehensive product information from the relevant providers before you make any purchasing decisions.
• Application & review service – we will assist in the completion any relevant application forms, taking time to ensure you are happy with every stage.

---

Ongoing service – VSL offers several different levels of ongoing service. Depending on the service level you choose, our ongoing service may involve: ongoing access to us for technical support, regular updates on your investment, regular review meetings and a comprehensive Financial Health Check. VSL can provide financial support to you throughout your life, as your financial needs and priorities change. Let us build a relationship to bring financial security and success.

---

Investment and pension risk warnings:
The value of pensions and investment and the income they produce can go down as well as up and you may not get back the full amount that you originally invested.

The Financial Conduct Authority does not regulate Estate planning, Tax Planning and Cashflow modelling.